Upstate Federal Credit Union

Vehicle Rates

Classic Vehicles

Terms	Daily Periodic Rate Range	Annual Percentage Rate Range	Annual Percentage Rate Base

Up To 60	0.017808%-0.047260%	6.50%-17.25%	9.25%

New Vehicles

Terms	Daily Periodic Rate Range	Annual Percentage Rate Range	Annual Percentage Rate Base

Up To 84	0.016438%-0.047260%	6.00%-17.25%	9.25%

Up To 72	0.016438%-0.044521%	6.00%-16.25%	8.25%

Up To 60	0.016438%-0.041096%	6.00%-15.00%	7.00%

Up To 48	0.016438%-0.039726%	6.00%-14.50%	6.50%

Used Vehicles

Year	Terms	Daily Periodic Rate Range	Annual Percentage Rate Range	Annual Percentage Rate Base

2002-2008	Up To 84	0.017808-0.045890%	6.50%-16.75%	8.75%

	Up To 72	0.017808%-0.043151%	6.50%-15.75%	7.75%

	Up To 60	0.017808%-0.040411%	6.50%-14.75%	6.75%

1997-2001	Up To 84	0.017808%-0.049315%	6.50%-18.00%	10.75%

	Up To 72	0.017808%-0.048630%	6.50%-17.75%	9.75%

	Up To 60	0.017808%-0.045890%	6.50%-16.75%	8.75%

Older		0.018493%-0.049315%	6.75%-18.00%	11.75%

Risk Based Pricing

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.