Mortgage Rates Homeowners Mortgage Enterprises, Inc.
Variable Rate Tied to Prime Rate* (currently 3.25%)
85% LTV rate = prime rate +.75 = 4.00% LTV= Loan To Value

Rates from - 6.75%

Closed End 2nd mortgage

85% LTV
5 years 6.75%
10 years 7.00%
15 years 7.00%

Prime rate as of 12/16/08 is 3.25%

Payment Example 1 Payment Example 2
Payment $19.69 per $1,000 financed
for a 60 month term at 6.75 % APR* 		Payment $11.49 per $1,000 financed
for a 120 month term at 6.75 % APR*


Payment Example 3 Payment Example 4
Payment $8.86 per $1,000 financed
for a 180 month term at 6.75 % APR* 		Payment $11.62 per $1,000 financed
for a 120 month term at 7.00 % APR*


Payment Example 5  
Payment $9.00 per $1,000 financed
for a 180 month term at 7.00 % APR* 		 

* Annual Percentage Rate
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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency 		We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. 		America's Credit Unions