Home Equity Loans

Your home is your greatest financial resource, therefore choosing a financial institution for a home equity loan or second mortgage can be a daunting task.

When considering a financial institution, remember to compare the out-of-pocket costs as well as the annual percentage rate. We offer competitive rates and lower initial costs than most other banks and mortgage companies.

Upstate FCU offers fixed and variable rate loans with financing up to 85% of your homes value.

This variable rate mortgage secured line of credit gives you flexibility for future advances. A credit line is assigned and checks are issued. Simply “write a check” to make advances.

85% Loan to Value: Rate equal to Prime*

*Prime Rate as of 10/30/08 is 4.00%.

We will help you to meet your needs, realize your dreams and save you money.