Homeowners Mortgage Enterprises, Inc.

Membership Open to Everyone in Anderson and Abbeville Counties

As a member, you have joined a community of individuals who have pooled their resources to make the concept of a financial cooperative a reality. When our members say "This is my credit union,"  they mean it.

Upstate Federal Credit Union is owned and democratically controlled by our members.  There are no out-side stockholders who benefit from our success at the expense of others.

After normal operating expenses, all of our net earnings are returned to our members in the form of higher savings rates, lower loan rates and new or improved services.


CUNA Mutual Group Online Service

Click here to access the MEMBERS Financial Network (MFN).
Alert Me Credit Monitoring
Upstate Federal Credit Union is proud to offer credit monitoring service from Alert Me

Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases.
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Surcharge Free ATM Machines

Click here for Surcharge Free ATM Machines

Featuring

NetBranch On-line Banking

Anytime or anywhere you go, take Netbranch along with you. You're as close as the touch of your finger. Netbranch and Bill Pay are Free! Keep up to date on all of your financial information even when you are on vacation. Just another way that we are here for you at Upstate Federal Credit Union.

Is Your Checking Account Covered?

Is your Checking Account covered in the event an overdraft should happen? Ask about Upstate Federal Credit Union's overdraft protection. We can link your Checking to your Savings Account or set up an Overdraft Line of Credit. This will save you the embarrassment of a bounced check and also save you money in fees. This is just another way we are here for you at Upstate FCU.

Money Saving Tips, Did You Know?

The average person spends money three times a day.

Putting aside every coin that you touch usually adds up to a savings of about $50.00 per month.

If you purchase a soda every day for a year, you would have spent approximately $365.00.


Christmas Club 2011 Starts October 1st

It's time to open your Christmas Club for 2011. Take the worries of money out of the holidays with a Christmas Club Account. If you currently have a Christmas Club Account it will continue.

Don't get caught at Christmas Time Without a Christmas Club.

Examples:

$10.00 per week = $520.00

$20.00 per week = $1,040.00

$25.00 per week = $1,300.00

$30.00 per week = $1,560.00

Christmas Club 2010 will transfer to your share savings account on October 1, 2010.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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