Welcome Homeowners Mortgage Enterprises, Inc.

Membership Open to Everyone in Anderson and Abbeville Counties

As a member, you have joined a community of individuals who have pooled their resources to make the concept of a financial cooperative a reality. When our members say "This is my credit union,"  they mean it.

Upstate Federal Credit Union is owned and democratically controlled by our members.  There are no out-side stockholders who benefit from our success at the expense of others.

After normal operating expenses, all of our net earnings are returned to our members in the form of higher savings rates, lower loan rates and new or improved services.


CUNA Mutual Group Online Service

Click here to access the MEMBERS Financial Network (MFN).
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Upstate Federal Credit Union is proud to offer credit monitoring service from Alert Me
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Surcharge Free ATM Machines

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Featuring

It's Back Just In Time For Vacation

Just in time for vacation our 12-12-12 vacation loan is back. Get $1200.00 for 12 months at 12.00%* interest. Payments of $24.52 on weekly payroll deduction. Visit any of our Branch Offices for your 12-12-12 loan. Approval is subject to credit worthiness.

*Total princpal and interest paid back is $1274.59.

Where do you do your banking?

This question was recently asked. In times like this can you really afford not to bank at a credit union? Upstate Federal Credit Union has accounts better than most financial institutions. Lower fees, better customer service, better products and comparing fees and service why has it not hit us?

We must be crazy to put up with poor service when credit unions are like banking used to be when your business was appreciated. So, stop and think why do I not do my checking with a credit union? Lots of financial institutions are charging statement fees and fees for just about everything you do, even a fee if you visit a teller a couple times a month.

The media, television, radio and Christian Financial Counselors are telling everyone find yourself a credit union. So, take a hard look at your banking relationship and know Upstate Federal Credit Union is here for you. We are insured by the National Credit Union Administration (NCUA), so you are safe with a credit union too,

Upstate Federal Credit Union offers several different checking accounts to fit all your needs. Call one of our member service representatives today and know you made a change for the better.

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration, A U.S. Government Agency 		We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. 		America's Credit Unions