Welcome Homeowners Mortgage Enterprises, Inc.

Membership Open to Everyone in Anderson and Abbeville Counties

As a member, you have joined a community of individuals who have pooled their resources to make the concept of a financial cooperative a reality. When our members say "This is my credit union,"  they mean it.

Upstate Federal Credit Union is owned and democratically controlled by our members.  There are no out-side stockholders who benefit from our success at the expense of others.

After normal operating expenses, all of our net earnings are returned to our members in the form of higher savings rates, lower loan rates and new or improved services.


CUNA Mutual Group Online Service

Click here to access the MEMBERS Financial Network (MFN).

Lost or Stolen ATM or Visa Card?

To report a lost or stolen ATM or Visa Debit card call 1-800-472-3272.
Alert Me Credit Monitoring
Upstate Federal Credit Union is proud to offer credit monitoring service from Alert Me
Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases.
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Surcharge Free ATM Machines

Click here for Surcharge Free ATM Machines

Featuring

We will put you in the driver's seat

We will put you in the driver's seat of a great auto loan with rates as low as 4.75%. Now is a great time to refinance your current auto loan or buy that new car you have been looking at. Plus, we will send 1.00% of your loan interest to the school of your choice in Anderson County through our Community Commitment Program. So, why wait get yourself a new car and help your child's school! (Loan is subject to credit worthiness and approval.)

Happy New Year

Happy New Year! As we begin another year at Upstate Federal Credit Union we want to thank you for another successful year. Upstate Federal Credit Union experienced growth of nearly 10% while our delinquent loans and charge offs are at a minimum. We are very blessed at Upstate Federal Credit Union to experience growth while others are showing losses. Even as we grow we are reminded of the old Orr Mill days at the beginning of our credit union when they went around in the mill and asked the employees for a dollar to start this credit union. That was a long time ago, but we still remember the charter member's vision of "People Helping People".

As we begin our 47th year in business, we look forward to helping you with all your financial needs. Always know our door is open to you anytime. We wish you and your family a happy and healthy new year.

Get your tax refund faster

Tax season is almost here. Send your tax refund direct deposit and have it deposited in your account with in 14 days, if you e-file ( electronically file). This is a free service from the IRS. Give your tax preparer the credit union routing number along with your account number. This is a quick and easy way to speed up your refund.

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